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Personal Checking Accounts

Platinum Checking

An interest-bearing checking account that will earn you a premium interest just by keeping a minimum balance.

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Free Checking with eStatements1

Unlimited check writing, Online/Mobile Banking, Debit Card and more. Designed for those who prefer ease and simplicity in banking.

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Signature Series Checking

Receive a high interest rate on large balances and best benefits from our premium account.

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  Free Checking with eStatements1 Platinum Checking Signature Series Checking Check Free Banking5
Minimum Balance to avoid Monthly Fee $0 $7,500 average daily balance2 for the cycle month $50,000 average balance; or $100,000 in total relationship4 balances for the cycle month $5 monthly account maintenance fee not waived
Monthly Maintenance Fee if balance not met N/A $12 $9 $5 monthly account  maintenance fee not waived
Visa® Debit Card
Online Banking with eStatements available
Variable Interest
Minimum to Open $25 $500 $1,000 $25
Overdraft Privilege Limit6 $500 $500 $1,000 $0
Free Checks
ATM Fee refund up to $20 per month Direct deposit must be set up.3 Direct deposit must be set up.3
Free GenGold N/A
Free Cashier's Checks
Fees waived when minimum balance is met: wire-in domestic, stop payment
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Personal Loans

New car, your next adventure, an R/V for family road trips - whatever your needs we have financing options for you.

Personal Savings Accounts

Start saving today for a better tomorrow with our full suite of savings options.

Personal Account Fee Schedule

1 eStatements enrollment required to avoid $3.00 paper statement fee.

2The average balance is calculated by adding the current balance in the account for each day of the cycle month and dividing that figure by the number of days in the cycle month.

3Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle.

4Your total relationship balance can include your consumer accounts; checking, money market, savings and Certificate of Deposit (CD) that you are primary or secondary owner. The period we use to calculate the average balance for related checking, money market and savings accounts starts and ends with the cycle month for this account. The CD balance is determined as of the cycle date for this account. 

5Checkless checking account with debit card access, online banking and bill pay access. $5 monthly maintenance fee not waived. No overdrafts or non-sufficient funds fees. No account closing, inactive or dormancy fees or ATM fees. Must open in-person. Must enroll in statements within the first 30 days of account opening or account conversion. If eStatements are discontinued, then a Monthly Paper Statement fee of $2.00 would apply. The maintenance fee is assessed when your Statement is generated.  

6Overdraft $20.00 per item per presentment. Fees apply to transactions created by check, in-person withdrawal, recurring debit card transactions, or other electronic means. Overdraft fees will not be imposed on ATM withdrawals or one-time debit card items unless the customer has opted in. Overdraft Privilege: The total of the discretionary overdraft privilege (negative) balance, including any and all bank fees and charges, and interest charges is due and payable upon demand. Approval of payment of overdrafts by the bank on consumer accounts in good standing is only a discretionary courtesy, and not a right or obligation. For Consumer accounts: No fee will be charged when the account is overdrawn twenty ($20.00) dollars or less. Overdraft fees are assessed on up to three items per day, with the maximum not to exceed $60.00. For Ready Reserve, normal underwriting guidelines apply. A $25.00 annual fee will be assessed, except in the state of Arizona where the fee is not applicable.