Minnesota Bank & Trust Announces New President and CEO

Angela O’Neill brings more than 25 years of local banking experience to the organization.

Edina, Minnesota – April 5, 2024 – Minnesota Bank & Trust, a division of HTLF Bank (Heartland Financial USA, Inc., NASDAQ: HTLF), announced Angela O’Neill has been named President and CEO. O’Neill brings more than 25 years of banking experience to Minneapolis – St. Paul and joins the bank after spending the past 18 years at Associated Bank, most recently as Senior Vice President and Market Leader of Commercial and Corporate Banking.

“We are thrilled for Angela to join Minnesota Bank & Trust and HTLF,” said Doug Kohlbeck, HTLF Midwest Regional President. “Her deep roots in Minnesota and extensive banking experience in the area will help deliver strength, insight and growth to our customers and the Twin Cities.”

O’Neill received a bachelor’s degree in liberal arts from the University of Minnesota and an MBA with an emphasis in finance from the University of St. Thomas. She was also named a 2023 Woman in Business by the Minneapolis-St. Paul Business Journal. She is active in the community, volunteering with various organizations and serving as Chairman for Wingspan Life Resources. As a resident of the northern suburbs, she is dedicated to the Minneapolis-St. Paul metro and looks forward to serving the financial needs of the bank's customers.

About Minnesota Bank & Trust

Minnesota Bank & Trust, a division of HTLF Bank, has locations in Edina, Minnetonka and St. Paul. Minnesota Bank & Trust provides an array of products and services to fulfill the financial needs of businesses and individuals. The bank specializes in commercial lending and treasury management services and provides a wide variety of private banking, retail lending and deposit services along with electronic banking support. Visit www.mnbankandtrust.com for more information. HTLF Bank is Member FDIC and an Equal Housing Lender.

About HTLF

Heartland Financial USA, Inc., is a Denver, Colorado-based bank holding company operating under the brand name HTLF, with assets of $19.4 billion as of December 31, 2023. HTLF's banks serve customers in the West, Southwest and Midwest regions. HTLF is committed to serving the banking needs of privately owned businesses, their owners, executives and employees. Our core commercial business is supported by a strong retail banking operation, in addition to a diversified line of financial services including treasury management, wealth management and investments. Additional information is available at www.htlf.com.

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